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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Autor</th> <th class="thCornerR">Wiadomość</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>ddkity84</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="http://picsrv.fora.pl/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Wysłany: Pią 6:48, 11 Mar 2011<span class="gen"> </span> Temat postu: Top Three Reasons to Refinance Mortgage</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">By : Lance Terdine ,<a href="http://coach-purses-outlet.info" target="_blank" class="postlink">cheap coach purses</a> <br /> Submitted 2011-03-09 09:17:29 There are several reasons to refinance mortgage,<a href="http://www.adidas-running-shoes.info" target="_blank" class="postlink">adidas shoes 2011</a>, we will be discussing the top three of these reasons in today's advice column. <br />1st. To lower your interest rate. Interest rates vary from year to year and sometimes even from month to month by a great deal. It may be that rates were higher at the time you started your 30 year loan. If rates go down low enough it may be worth the effort to refinance under the new rates. This can be a very enticing reason to get a refinance mortgage. <br />2nd. To get a lower monthly payment. Perhaps you only owe for another 15 years on your 30 year mortgage but your payments are too high. You could refinance your home for a new 30 year loan for the current amount due and this would reduce your monthly payments. This option should only be considered with caution as although your monthly payments go down the total amount you must pay over the life of the loan is dramatically increased. <br />3rd. To get out from under a variable interest rate loan. There are quite a few borrowers who got a loan of this type as they were typically easier to get during the housing bubble. They can be very expensive and more importantly unpredictable. Your home loan payment should be something you can count on to remain the same (or go down) but never up. Refinancing out a variable interest rate loan can be great for your peace of mind and your pocket book as well. This rounds out or list of the three top reasons to get a refinance mortgage.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="http://picsrv.fora.pl/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
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